Jewellers Block
Specialist all-risks cover for jewellery businesses.
Understanding Jewellers Block.
Jewellers Block insurance is an all-risks policy for jewellery stocks at the insured premises, in transit, on exhibition and on consignment — covering theft, robbery, fire, accidental damage and infidelity by employees, as opted.
Jewellery businesses concentrate high-value stock in small spaces — wording quality matters enormously.
What's actually inside this cover.
- Stock at premises and in transit
- Cover at exhibitions and showrooms
- Employee infidelity extension
- Bespoke deductible structures
- Loss of jewellery and bullion from insured perils
- Damage to safes and showcase fittings
- Window display and showcase risks
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Showroom robbery during business hours; stock loss covered subject to warranties.
Stock lost in transit between branches; in-transit cover responds.
Damage to safe during break-in; safe cover responds.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Jewellers Block cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.
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