Aviation Insurance
Hull, liability and crew cover for aircraft owners and operators.
Understanding Aviation Insurance.
Aviation insurance covers physical damage to aircraft and helicopters, third-party legal liability, passenger liability, war risks and crew personal accident — for owners, operators, MRO facilities and airports.
Aviation is a specialist market — primary placement happens under strict subscription protocols, with co-insurers sharing the line on larger hulls.
What's actually inside this cover.
- Hull all-risks cover
- Passenger and third-party liability
- War, hijacking and allied perils
- Crew loss-of-licence (LOL) and personal accident cover
- Damage to aircraft from any cause not excluded
- Liability arising from aircraft operations
- Defence and investigation costs
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Runway excursion damages a turboprop; hull all-risks funds repair.
Hard landing causes passenger injuries; passenger liability responds.
A pilot loses their medical fitness certificate and can no longer fly; the loss-of-licence (LOL) benefit pays a lump sum.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Aviation Insurance cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.
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