What we will need from you.
No surprises at the last step. Here is everything an insurer asks for, by type of cover — gather it once and the rest moves quickly.
Health insurance
Identity and banking proof, the two measurements insurers underwrite on, nominee details, and an honest medical history. Declaring a condition up front is what keeps a claim payable later.
- Name
- PAN card
- Aadhaar card
- Cancelled cheque
- Height
- Weight
- Nominee name
- Nominee relation
- Nominee date of birth
- Pre-existing disease — if yes, share the discharge summary and other reports
- Any existing health insurance policy — if yes, share the policy copy
Motor insurance
A short list either way. For a renewal, the claim confirmation matters — it decides whether your no-claim bonus carries over.
- Proforma invoice
- RTO office
- Existing policy
- RC copy
- Confirmation about any existing claim
Residential and commercial buildings
Values are declared head by head so the sum insured reflects what it would actually cost to rebuild and refit — under-declaring here is what triggers a proportionate claim cut.
- Insured name
- Address
- Carpet area in square metres
- Building value
- Contents value
- Furniture and fixtures
- Plant and machinery
- Lift cost
- Car lift cost
- Number of lifts
- Electricity fittings
- Other contents
- Burglary cover, if required
Property insurance
Occupancy and pin code drive the rate, and the stock figure drives the sum insured. Be exact about what is actually done at the location.
- Insured name
- Risk location pin code
- GST number
- Email ID
- Communication address of the insured
- Exact occupancy
- Stock value
- Stock name
- Furniture and fixtures
- Electronic equipment
- Other contents
- Burglary cover
Life insurance
Life underwriting is the most detailed of the lot. Income proof sets the maximum cover an insurer will offer, and the medical and lifestyle answers set the premium.
- Name
- Father's name
- Mother's name
- Date of birth
- Gender
- Marital status
- Mobile
- Permanent address
- Height and weight
- Education
- Occupation
- Organization type
- Name of organization
- Annual income
- Smoker and alcohol
- Any medical history
- Existing insurance details, if any
- Name
- Date of birth
- Gender
- Relationship with the life assured
- Recent photo
- PAN card copy
- Aadhaar card photo, front and back
- Cancelled cheque photo
- ITR for the last 3 years
- COI for the last 3 years
- Salary slips for 3 months, plus a 6-month bank statement
- Full photo
Not sure which of these applies to you?
Send us what you have and we will tell you what is still missing. Nothing on these lists is used for anything other than placing and servicing your policy.