Trade Credit Insurance
Protect receivables from buyer default and political risk.
Understanding Trade Credit Insurance.
Credit insurance protects businesses against the risk of non-payment by trade buyers — both domestic and export. It supports safer growth into new markets, larger credit limits and better trade finance terms.
Most B2B businesses carry receivables of 60–120 days; one large buyer insolvency can wipe out a year of margin.
What's actually inside this cover.
- Whole turnover and key account structures
- Domestic and export buyer cover
- Political risk cover for exports
- Credit limit monitoring service
- Commercial buyer insolvency and protracted default
- Political events affecting payment
- Pre-shipment and post-shipment risks as opted
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Key buyer enters insolvency; cover funds insured percentage of outstanding invoice.
Buyer in export market defaults due to currency restrictions; political risk extension responds.
Protracted default beyond waiting period triggers claim payment.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Trade Credit Insurance cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.
More in Marine, Trade Credit & Surety.
Cover for vessels, cargo and transit across sea, air and inland routes.
Damage and liability cover for container owners and lessors.
Single policy for cargo moving through multiple modes of transport.
An insurer-backed guarantee that frees up your bank limits.