Affinity & Embedded Insurance
Bundled, branded insurance programs for member groups and customer bases.
Understanding Affinity & Embedded Insurance.
Affinity programs bring tailored insurance offerings to defined member or customer groups — clubs, associations, banks, fintechs and platforms — under a single branded experience with bulk-rated pricing.
Affinity is the modern playbook for distributing insurance: a defined group, a custom product, bulk pricing and a digital experience that lives inside the host platform.
What's actually inside this cover.
- Bulk-rated pricing
- Branded customer journey
- API and platform integrations
- End-to-end policy administration
- Designed cover for the specific affinity group
- Multiple lines bundled under one program
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Fintech platform launches embedded health cover; cashless network onboarded.
Association rolls out group accident cover for members.
Bank cardholders receive complimentary travel insurance.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Affinity & Embedded Insurance cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.
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