Pet Insurance
Veterinary treatment, surgery and third-party liability for your pet.
Understanding Pet Insurance.
Pet insurance covers veterinary treatment, surgery, hospitalisation and third-party liability arising from your pet — typically for dogs and cats, across breeds.
Indian pet insurance has matured rapidly with insurers offering OPD reimbursement, vaccination cover and pet-liability extensions.
What's actually inside this cover.
- Veterinary treatment & surgery
- Vaccination & OPD cover
- Theft / loss cover (optional)
- Veterinary treatment and surgery
- Third-party liability arising from pet
- Pet-funeral expenses (optional)
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Pet undergoes major surgery; treatment costs reimbursed.
Pet causes injury to neighbour; liability claim settled.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Pet Insurance cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.
More in Home, Lifestyle & Personal Assets.
Structure + contents protection for your home and belongings.
Protect your belongings even when you don't own the home.
Accidental damage, liquid damage and theft cover for phones, laptops and gadgets.
Cover for premium and electric bicycles against damage and theft.