Overseas Travel Insurance
Medical, baggage and trip cover for international travel.
Understanding Overseas Travel Insurance.
Overseas travel insurance covers medical emergencies abroad, hospitalisation, baggage loss, trip delay and cancellation, passport loss and personal liability — for leisure, business, student and senior citizen travel.
Overseas medical costs can be financially catastrophic — a hospital stay in the US, Europe or Singapore can run into lakhs per day.
What's actually inside this cover.
- Single trip and multi-trip plans
- Student and senior citizen plans
- Pre-existing cover (as opted)
- Adventure sport extensions
- Emergency medical and hospitalisation overseas
- Trip cancellation and delay
- Loss of baggage and passport
- Personal liability abroad
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Medical emergency abroad handled cashless via assistance network.
Checked baggage lost on long-haul flight; baggage cover responds.
Trip cancellation due to family emergency reimbursed.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Overseas Travel Insurance cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.