Engineering & Project Insurance
Project, erection and equipment cover across the construction lifecycle.
Understanding Engineering & Project Insurance.
Engineering insurance brings together Contractor's All Risks, Erection All Risks, Contractor's Plant & Machinery and electronic equipment cover so that capital projects and operating equipment stay protected from procurement through commissioning.
Construction and erection projects carry overlapping exposures: damage to permanent works in progress, third-party liability on site, hot-testing risks during commissioning and delay-in-start-up losses when timelines slip.
What's actually inside this cover.
- CAR / EAR for projects
- Contractor's Plant & Machinery (CPM)
- Electronic Equipment Insurance (EEI)
- Advance Loss of Profits (ALOP / DSU)
- Physical loss or damage during construction or erection
- Third-party liability arising from project works
- Damage to plant, equipment and electronic assets
- Delay in start-up financial loss (ALOP)
Actual cover is subject to insurer wording, sub-limits, deductibles and exclusions. Please read the policy wordings carefully before concluding a sale.
How we place it.
One team — from the first conversation to the first claim.
- 01
Profile and exposure review with a Labdhi expert
- 02
Wording, sub-limit and pricing comparison across leading insurers
- 03
Cover binding with the optimal terms and add-ons
- 04
Renewal review and end-to-end claims support
When it actually pays.
Illustrative scenarios — real outcomes depend on insurer wording.
Crane collapse during erection damages structural steel; CAR/EAR funds replacement.
Theft of contractor's plant overnight; CPM responds.
Commissioning failure delays COD by 90 days; ALOP funds lost gross profit.
Why Labdhi for this?
As a licensed insurance broker, Labdhi compares wordings, sub-limits and pricing across multiple insurers, structures the policy around your real exposures, and supports you end-to-end through documentation, renewals and claims.
Is your Engineering & Project Insurance cover actually enough?
Most people discover the gap in their protection at the worst possible moment — at claim time. Shield360™ is our 4-minute risk profiler that scores your insurance coverage, highlights gaps, and gives you a personalised report you can download.
- Protection Score
A single 0–100 number showing how well-covered you really are.
- Gap Analysis
Identifies under-cover across life, health, income and assets — instantly.
- Downloadable Report
Branded PDF with your scores, gaps and suggested next steps.
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